Personal Accident Insurance
Current financial members of Volleyball Victoria are covered under our nation-wide personal accident insurance scheme provided by Sportscover, eligible only for injuries suffered while participating in a Volleyball Victoria related activity (event, competition, training, or other sanctioned activity).
To begin the process of making a claim please email memberships@volleyballvictoria.org.au with the full name and date of birth of the injured member, and the date the injury occured.
Frequently Asked Questions
No.
Unfortunately due to the Health Insurance Act 1973 we are prohibited from paying the Medicare gap or anything towards any Medicare related expenses, such as a Doctor, Surgeon, Surgeon’s assistant’s booking/admin fees, Anesthetist, Pathologist & Radiologist.
Yes.
The policy covers many Non-Medicare Medical expenses such as Private Hospital accommodation, theatre fees, physiotherapy, chiropractic, dental, ambulance, non-refundable MRI’s, Acupuncture, Osteopath, Naturopath, Massage, Hydrotherapy, and Podiatry.
No.
Unfortunately, this does not fall under the scope of cover and is not covered under the policy.
Yes.
This is covered under the policy however your hire deposits are excluded from cover.
Yes.
You must claim through your Private Health Insurer first and a proportion of the gap is usually refunded.
No.
Unfortunately, this does not fall under the scope of cover and is not covered under the policy.
No.
As our policy does not cover 100% of your medical expenses, you must pay all your bills and send through your receipts for our consideration.
Yes.
Your claim is settled when one of the following events occurs, whichever comes first:
- Your treatment is complete;
- You are able to return to training or playing sports;
- You exceed the 12 month policy period;
- The maximum amount payable under the policy has been exceeded.
No.
No, your receipts will stay on file so please ensure you send our office copies.
Yes.
You will need to provide Medical Certificates for all your claimed days off work.
No.
Sick leave that you have been paid will be deducted from any settlement and will not be reimbursed.
Yes.
If you are eligible to claim loss of income, it will be paid monthly in arrears.
Yes.
If you are a Pay As You Go (PAYG) taxpayer, we must withhold tax in accordance with your usual tax scale. You must also complete a Tax File Number Declaration (TFN). Note, if you don’t provide a TFN Declaration, it will result in tax being withheld at the Marginal rate, currently 47% for Australian residents and 45% for nonresidents. If you hold an ABN, you are not required to complete and return a Tax File Number Declaration (TFN). Please include your ABN on the claim form.
Yes.
In line with current ATO requirements, Sportscover will no longer produce a Payment Summary. Your PAYG Payment Summary is now called an “Income Statement” and is available via the ATO link: https://my.gov.au. If you lodge your tax return via a Tax Agent, they will also have access to this information.